Archive for April, 2009

Credit reports enable lenders to offer a risk-based price when they give credit, says Norman Magnuson, vice president of public affairs of Associated Credit Bureaus, the trade association for the credit reporting industry. If you're a good risk, you'll be offered a competitive interest rate. If not, you'll be charged ...

Apr

07

Don't settle for punitive terms from your credit card issuer, says Kerry Smith. If you are being hit with hidden charges on your credit card, find another issuer. Interest backdating. Interest on a purchase usually be-gins accruing the day the purchase amount is posted to your account. Some companies, however, charge ...
Do you have credit card? I personally agree that credit card is very helpful and it is so pleasing, especially in a certain condition that we really need financial help. Yeah, despite all the good times and facilities and premium chances provided by a credit card, but high interest is ...
If you get turned down for a loan or mortgage, you have the right by law to know why, and finding out is in your best interest. You must, within ten days of receiving the notice stating denial of credit, contact in writing the company that rejected you. The lender ...