For many people, buying a home is the American Dream. But the process of homebuying can have many pitfalls. Homebuying is complicated, and usually comes at a time of changes in your family size, in your job, or in your city. To buy the right house at the right price, you need to worry about the quality of the house, the fine print on numerous legal documents, and the increasingly complicated choice of mortgages. You also need to keep closing costs down.

Your problems are compounded by the many people you meet in the home-buying process: the home seller, the real estate broker, the mortgage lender, the title company representative, and the closing attorney. Each of them can help you, but each has interests different from yours. Many would like to close the deal whether or not the home and mortgage are the most suitable for you.

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Tags: buying a home, home and mortgage, home buying